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New · Partner-delivered
Bench + Pilot partner network · monthly close

Monthly books, done. Year-end ready for tax filing.

Most US small businesses do not have a bookkeeper. They should. Bookkeeping is the foundation of tax filing, SBA loans, investor diligence, and S-Corp election analysis. We coordinate through partner bookkeepers so you have monthly books without the price of an enterprise accounting firm.

Connect bank read-onlyNo money movement, everCancel any timeBooks migrate out clean
Monthly P&L + Balance Sheet by 10th Tax-ready year-end packet QuickBooks / Xero compatible
How it works

How it works Connect once, books done forever.

Monthly cadence, partner-delivered.

1

Connect accounts

Bank, Stripe, Shopify, QuickBooks (if you have one). Read-only OAuth; we never move money.

2

Bookkeeper takes over

Within 5 business days your dedicated bookkeeper has your prior 3 months reconciled and a clean starting point.

3

Monthly delivery

By the 10th of each month: P&L, Balance Sheet, and any questions for you. Year-end: tax-ready packet.

4

Year-end handoff

Your books arrive at the tax CPA already organized. No "books cleanup" surprise scope.

What we'll set up for you

A clean handoff, in four steps.

You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.

01 · Name + Brand

A name that's actually available.

Real-time check against the state register, USPTO trademark database, and matching domains.

02 · State filing

Filed with the Secretary of State.

We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.

03 · Federal IDs

EIN + the right tax setup.

Federal Employer ID with the IRS, plus state tax accounts when your business needs them.

04 · Stay compliant

Registered Agent + deadline tracking.

Your agent on file in every state, with every renewal and annual report tracked in one calendar.

Pricing

Monthly pricing by transaction volume.

Pricing tracks your monthly transaction count. No surprise tier upgrades.

Starter

$80/mo
Under 50 monthly transactions. Most early-stage SaaS or consulting businesses.
  • Monthly P&L + Balance Sheet
  • Bank + Stripe reconciliation
  • Categorized transactions
  • Year-end ready for tax
  • Email support

Scale

$300/mo
200+ monthly transactions or multi-entity.
  • Everything in Growth
  • Multi-entity consolidation
  • Inventory reconciliation
  • Class / department-level reporting
  • Dedicated bookkeeper
FAQ

About bookkeeping.

Who does the actual bookkeeping?
Partner bookkeepers from Bench, Pilot, or other vetted partners depending on your business profile. We handle matching, coordination, document flow, and quality control.
Can I keep my current bookkeeper?
Yes. The File.Business value is the coordination layer (deadline tracking, document storage, tax-handoff). Some customers use us as the coordination layer with their existing bookkeeper.
What software do you use?
Most partners use QuickBooks Online or Xero. You get full read access; your accountant or future bookkeeper can take the books anywhere.
What happens at tax time?
Your books arrive at the tax CPA already organized. The CPA does not need to do "books cleanup". This typically saves $500-$2,000 in CPA fees vs. handing over messy books.
Can I cancel any time?
Yes, one-click cancellation. We give you 90 days of book history on the way out. No retention games.
Do you handle inventory or COGS?
Yes, on Growth and Scale tiers. We reconcile inventory through Shopify, Stripe, or your inventory system and calculate COGS monthly.
Monthly books, done

Get a bookkeeping quote in 2 minutes.

Connect your bank read-only and we tell you your monthly transaction volume + price. Free, no signup.

Why File.Business

Premium compliance, no service-fee markup.

Trust you can verify

SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.

A compliance partner, not a transaction

Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.

Premium experience competitors cannot match

Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.

Start your business in the next 5 minutes.

No state-fee markup. Pay only the state fee. 60-day money-back guarantee.

No state-fee markup 60-day money-back Cancel anytime