Payroll tax. Employer-side.
Calculate your employer-side payroll burden: FICA match (7.65% up to wage base), FUTA (0.6% on first $7k), SUTA (state-specific), workers comp (industry-specific). Plus benefits typically 15-30% more.
Three things that make Payroll tax calculator useful in the real world.
Not a calculator that ships you to a paywall after the result.
Real federal + state stack
Federal income tax, FICA (7.65% each side), FUTA, plus state withholding and SUI tracked by state.
See net pay, not just gross
Output is take-home pay, employer cost, and the tax line by line · not just a percentage.
Hand-off to payroll partner
Once you hire a second person, push the data into Gusto, Justworks, or Rippling.
Payroll tax calculator
Employer-side payroll taxes. Enter your employee's gross annual wages. We'll calculate FICA match, FUTA, SUTA, and workers comp.
Employer-side breakdown.
FICA (Federal)
Employer match: 7.65% on wages up to $168,600 (2024 Social Security wage base) for the 6.2% Social Security portion. Medicare 1.45% has no cap. Plus 0.9% Additional Medicare on wages over $200k single ($250k joint), employer pays half via withholding.
FUTA (Federal Unemployment)
Federal Unemployment Tax Act: 6.0% on first $7,000 of wages per employee. Most employers receive 5.4% state UI credit, reducing effective FUTA to 0.6% ($42/year per employee).
SUTA (State Unemployment)
State unemployment tax rate varies by state (0.5%-6%+) and by employer experience rating. New employers pay the "new employer rate" (typically 2.5-3.4%). On the first $7,000-$15,000+ of wages per employee depending on state.
Workers Compensation
State-mandated insurance covering employee injuries. Rate varies by state, industry, and claims history. Construction: 5-15%. Office work: 0.2-0.8%. Service work: 1.5-3%. Required in 49 states (Texas optional).
Plus benefits
Health insurance, retirement contributions, paid time off. Not technically payroll taxes but real employee costs. Typically 15-30% of gross wages.
On the $129/yr Compliance Annual Filings plan, we cover state late fees.
When you autofile your annual report through the $129/yr plan and we miss the deadline, we pay the state's late fee. The guarantee applies to that specific plan and the filings it includes. Other File.Business services are billed at the prices on this page.