Freelance with structure. And keep your weekends.
Freelance developers, designers, writers, and project-based contractors usually stay sole proprietors too long. We move you to an LLC for liability protection, set up business banking and contract templates, time the S-Corp election to your income, and connect you to a specialty CPA. Total time: about 5 minutes to start.
Built around how freelancers actually operate.
Three things you will not get from a generic formation site.
S-Corp election when ready
Save self-employment tax once your net hits the threshold. We file Form 2553.
Liability shield
LLC means a contract dispute hits the business, not your savings.
Accounting partner discount
Referral discount with a bookkeeper who specializes in 1099 / freelance income.
Built for project-based income.
From sole prop to scalable practice.
Form in home state. EIN issued same day. BOI filed.
Business bank account opened. Stripe connected. Branded invoices.
MSA, SOW, NDA, engagement letter customized to your practice. Loaded into e-signature system.
Existing clients invoiced through new LLC. W-9 sent to clients with new EIN. Recurring contracts updated.
Form 2553 filed. Payroll service started for owner-employee salary. Distributions cover the rest.
Specialty-matched CPA handles federal + state returns and quarterly estimated payments.
How customers like you use the platform.
"I tracked 80 clients in Notion until it broke. CRM auto-pulled my email history; suddenly I could see who I had not followed up with in three months."
"S-Corp election in year two saved $11,400 in self-employment tax. We file Form 2553 once and the savings compound."
"I used to pay my lawyer $400 per NDA. Templates handle 90% of cases. Saved $4,000 last year alone."
The File.Business Promise
If we miss a deadline on a service you pay us to manage, we cover the penalty. If you change your mind within 60 days, we refund our fee in full. Your data stays yours, always.
Common questions.
When should a freelancer form an LLC?
When should I elect S-Corp?
Do I need a separate business bank account?
How does S-Corp save tax for freelancers?
What contracts do freelancers actually need?
Can I work for clients in multiple states?
Should I be an LLC or a sole proprietor?
How do I handle quarterly estimated taxes?
What if I am a 1099 contractor for one client only?
Do you serve cannabis, adult-content, or firearms-related freelance work?
Form your freelance LLC.
Tell us a few details. We file with the state, obtain your EIN, and set up the bundle.
File.Business does not service cannabis, adult-content, or firearms industries. See our Acceptable Use Policy.
On the $129/yr Compliance Annual Filings plan, we cover state late fees.
When you autofile your annual report through the $129/yr plan and we miss the deadline, we pay the state's late fee. The guarantee applies to that specific plan and the filings it includes. Other File.Business services are billed at the prices on this page.