Books that update while you sleep.
Connect your bank and credit cards. Transactions categorize themselves. P&L, balance sheet, and cash flow update daily. Send invoices, track expenses, hand clean books to your CPA at tax time.
Books & Finance, plainly.
Bookkeeping is the boring task that founders skip until April, then panic. The fix is to set up the system once, connect your bank accounts and credit cards, and let transactions flow in and categorize themselves. Our system uses AI to suggest categories based on payee patterns and your historical decisions.
On top of the transaction feed sits invoicing (send branded invoices, get paid by card or ACH), expense tracking (snap a photo of a receipt, AI extracts the data, attached to the right transaction), and the reports any banker or investor wants to see: Profit & Loss, Balance Sheet, Cash Flow Statement, AR Aging, AP Aging.
At tax time, your books are already clean. You either hand them to a tax-prep CPA from our partner network, or export to QuickBooks Online format for an outside CPA. Either way you skip the panic spreadsheet exercise.
Common situations.
A clean handoff, in four steps.
You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.
A name that's actually available.
Real-time check against the state register, USPTO trademark database, and matching domains.
Filed with the Secretary of State.
We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.
EIN + the right tax setup.
Federal Employer ID with the IRS, plus state tax accounts when your business needs them.
Registered Agent + deadline tracking.
Your agent on file in every state, with every renewal and annual report tracked in one calendar.
Four steps. We handle the rest.
How we compare.
| QuickBooks Online | Xero | Wave | File.Business | |
|---|---|---|---|---|
| Monthly cost | $30+ | $13+ | free + paid | $19 / free Growth |
| Bank connections | yes | yes | yes | yes |
| AI categorization | limited | limited | no | yes |
| Single bill with formation | no | no | no | yes |
| Export to QBO | n/a | manual | manual | yes |
Based on publicly listed pricing and feature pages as of 2026. Competitor names are trademarks of their respective owners.
Common questions.
Is this accounting software or a bookkeeper?
Will my CPA accept it?
Cash basis or accrual?
Can I do multi-entity accounting?
Does it work for inventory?
Can I invoice clients?
How fresh is the data?
What if I need historical data?
Sales tax?
Set up your books in about 5 minutes.
Tell us a few details. We do the rest. You get a single dashboard for everything.
Built on the same infrastructure used by 220,000+ businesses.
SOC 2 Type II audited
Independent annual security audit covering access control, change management, incident response, and data handling. Current report on request.
All 51 US jurisdictions
Every state plus DC plus Puerto Rico - direct filings, not third-party reseller. We hold registered-agent qualifications in every state we operate.
Deadline guarantee
If we miss a filing deadline on a service you pay us to manage, we pay the state penalty. Specific to each plan and the filings it includes.
4.9 from 8,200+ verified reviews
Independently verified by Trustpilot + Google + our own NPS infrastructure. Customer success team within reach by email, chat, or phone.
60-day money-back promise
Change your mind in the first 60 days and we refund our service fee in full. State filing fees pass through at cost and are non-refundable once paid to the state.
E&O insured
Errors and omissions coverage protects you from service errors. Carrier and certificate available on request for enterprise clients.
Recommended add-ons
Most customers add these to keep their business compliant year-round.
Registered Agent
Most orderedRequired for every registered business entity in every state.
Compliance Monitoring
Best valueTrack every annual report, registered agent renewal, and license deadline.
Annual Report Filing
RecommendedAuto-file your state annual report. Never miss a deadline.
Premium compliance, no service-fee markup.
Trust you can verify
SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.
A compliance partner, not a transaction
Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.
Premium experience competitors cannot match
Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.