File.Business
$0 formation + paid compliance plans.
Northwest Registered Agent is the gold-standard specialist registered agent service founded in 1998, with a strong reputation for privacy-first business filings. File.Business is the all-in-one business operating system that includes registered agent service free in year 1, plus banking integrations, payroll, compliance tracking across all 51 jurisdictions, BOI reporting, annual report tracking, 25 interactive legal forms, and 200+ contract templates. Here is the full comparison across pricing, features, and customer experience.
| Item | Northwest | File.Business |
|---|---|---|
| LLC formation service fee | $100 | $0 |
| Registered agent year 1 | $125 | Free |
| Registered agent renewals | $125/yr | $99/yr |
| BOI reporting | $9 add-on | Included |
| Annual report filing | $100+ add-on | Included with Pro |
| Compliance calendar across 51 states | No | Yes |
| 3-year total cost (single state) | $475+ | $198 |
| Feature | Northwest | File.Business |
|---|---|---|
| Registered agent · all 51 jurisdictions | Yes | Yes |
| Same-day formation in 5 states | Limited | Yes (DE, WY, NV, FL, TX) |
| Document vault | Basic | Audit-ready, SOC 2 |
| Business banking partners | No | Mercury, Chase, Brex, Relay |
| Payroll integration | No | Gusto, ADP, Justworks |
| Bookkeeping integration | No | QuickBooks, Xero, Bench |
| 25 interactive legal form builders | No | Yes |
| 200+ attorney-reviewed contracts | No | Yes |
| Trademark filing | Add-on | Included |
| 8 calculators (S-Corp savings, formation cost, etc.) | No | Yes |
| Glossary (377 terms) | No | Yes |
| Public API | No | Yes |
| Mobile app | No | Yes |
| Penalty-free guarantee | No | Yes |
| SOC 2 Type II certified | No | Yes |
| Privacy-first registered agent | Yes (signature service) | Yes |
| Founded | 1998 | 2017 |
Migration takes 5 minutes and saves you over $250 in the first 3 years:
Yes. Our registered agent service shields business owners' personal addresses from public state filings the same way Northwest's does. The privacy mechanic is the same · what we do not list cannot be searched.
Northwest's specialty focus on registered agent service gives them strong brand recognition in that niche. We address this by including the same privacy protections plus the broader operating system around it.
Year 1: save $225 (no $100 LLC fee, no $125 RA fee). Year 2+: save $26/year (RA renewal $99 vs $125). Plus BOI reporting and annual report filings included instead of add-on.
Technically yes, but you would be paying for two services that overlap. Most customers move fully.
Yes. We scan and upload received documents within 24 hours, with email and SMS notifications.
Both offer the same legal mechanism · the registered agent address shields the business owner. The actual privacy outcome is equivalent.
Compared across the seven dimensions that matter to a US founder: pricing transparency, compliance automation breadth, international-founder support, API + builder access, customer support depth, brand recognition, and mobile experience. File.Business leads on the first four; Northwest Registered Agent leads on phone-support depth, privacy-by-default positioning, RA-focused brand for 20+ years. The full line-by-line breakdown is below.
$0 formation + paid compliance plans.
$100 + $125/yr RA
Most customers add these to keep their business compliant year-round.
Track every annual report, registered agent renewal, and license deadline across all your entities.
Auto-file your state annual report - never miss a deadline.
We scan, sort, and forward your business mail securely.
Add Registered Agent in every state you operate in.
SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.
Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.
Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.
No state-fee markup. Pay only the state fee. 60-day money-back guarantee.