12 LLCs in 3 states. All operating agreements one click away.
Owen Marsh owns and operates 9 single-family rentals and 3 short-term rentals across Texas, Tennessee, and Colorado. Each property is its own LLC for liability isolation. That structure works until a lender at 5pm on Friday asks for the operating agreements of all 12.
Where they were when they came to us.
Owen built the portfolio over 6 years. Initially every LLC formation, every operating agreement, every Registered Agent renewal was handled by a different attorney or service depending on which deal closed when. By 2025, his structure was 12 LLCs scattered across 3 states with operating agreements stored in 4 different email accounts, attorney filing cabinets, and his desktop.
What stood in the way.
Operating agreements, EIN letters, and state filings across multiple providers.
Some LLCs used commercial Registered Agent services, some used Owen's personal address, some used attorneys. Costs ranged from $0 to $295/year per LLC.
Each LLC required BOI filing with FinCEN. Penalty $500/day per filing for non-compliance.
Texas, Tennessee, Colorado have different annual report due dates, fees, and procedures.
What we did.
File.Business consolidated all 12 LLCs under one account. We switched the Registered Agent to File.Business for all 12 (free first year, $99/year after). Operating agreements were located, organized, and uploaded to the document vault. BOI was filed for all 12 in a single sprint. Annual report tracking centralized with calendar alerts.
The numbers.
| Operating agreements organized | All 12 OAs in document vault, searchable, downloadable |
| Registered Agent consolidated | 12 LLCs on File.Business RA service (free year 1) |
| BOI filed | 12 BOI reports in 3 days; all updates tracked |
| Annual report calendar | Centralized with email + SMS alerts |
| Time saved | Owen estimates 80+ hours/year recovered |
| Cost reduction | From ~$2,800/year in RA fees to $0 year 1, $1,188/year after |
"When my lender asked for every operating agreement across 12 LLCs at 5pm on a Friday, I downloaded them in three clicks."
Owen Marsh · Founder, Marsh Properties
Plan and add-ons: Scale tier (multi-entity), $199/month covers all 12 entities with consolidated billing.
Want a similar setup?
Talk to a specialist or start your entity in 5 minutes.
At a glance
- What is it
- Marsh properties: 12 llcs across 3 states, one operating agreement vault is a regulated business process governed by federal or state agencies. File.Business handles the paperwork, filings, and tracking for you.
- Why it matters
- Doing this correctly the first time avoids penalties, late fees, and personal liability exposure for owners.
- Who needs it
- Any US business that has triggered the relevant requirement - usually based on entity type, state, or business activity.
- When it is due
- Deadlines vary by agency and state. We track your specific dates and remind you ahead of any filing window.
- How it works
- Tell us what you need, review the prepared filing, and we submit through the agency's official channel.
- What it costs
- Pricing is shown on this page with state and federal fees disclosed separately from our service fee.
- Risks of skipping
- Penalties, administrative dissolution, loss of liability shield, blocked transactions, or audit triggers depending on the filing.
- Alternatives
- File directly with the agency yourself, hire a law firm, or use a competing service. File.Business is the fastest premium option.