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Step-by-stepNo state requires an operating agreement be filed publicly. It is an internal document. But banks and counterparties frequently request it, and courts use it to determine ownership structure in disputes.
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How-to guide
How to write an operating agreement · plain-English guide

How to write an LLC operating agreement.

The operating agreement is the LLC equivalent of corporate bylaws. It governs ownership, voting, distributions, and member transitions. Even single-member LLCs benefit from having one (it strengthens the liability shield and satisfies bank account requirements). This guide covers required sections, common variations, what to avoid, and our free attorney-reviewed templates.

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The process

Step by step.

01
Identify the basics

Legal name of LLC, formation state, formation date, principal address, Registered Agent, term (perpetual or fixed), purpose.

02
Define members and ownership

List each member by name, address, percentage interest, capital contribution. Distinguish member-managed vs manager-managed structure.

03
Capital contribution rules

Initial contributions from each member (cash, property, services). Rules for additional contributions if needed.

04
Allocation and distributions

How profits and losses are allocated (typically by ownership percentage). Distribution rules (when and how cash is paid out). Tax distributions to cover member tax liability on allocated income.

05
Voting and decision-making

Decision thresholds: majority for ordinary business, supermajority or unanimity for major actions (admitting new members, dissolution, sale of substantially all assets).

06
Management structure

Member-managed (all members run business) vs manager-managed (designated managers, who may or may not be members, run the business).

07
Transfer restrictions

Right of first refusal on member sales. Drag-along, tag-along rights. Restrictions on transfers to non-family or non-existing-members.

08
Buy-sell provisions

What happens on death, disability, bankruptcy, divorce, or voluntary withdrawal of a member. Valuation method and payment terms.

09
Dissolution provisions

Events triggering dissolution. Wind-up process. Asset distribution priority.

10
Sign and store

All members sign. Keep the original in company records. Provide copy to banks and counterparties on request.

Common mistakes

What to avoid.

Mistake
Skipping the operating agreement

State default rules govern in the absence. Defaults rarely match what members actually want. Plus banks and courts expect to see one.

Mistake
Generic template without customization

Industry-specific provisions (e.g., professional ethical rules for PLLCs, real estate special allocations) need tailoring.

Mistake
Vague distribution rules

"Distributions when the members agree" causes disputes. Specify timing, thresholds, and tax-distribution rules.

Mistake
No buy-sell

When a member dies, divorces, or wants out, the absence of buy-sell triggers expensive negotiation or litigation. Almost every multi-member LLC needs buy-sell terms.

Mistake
Inconsistent with state filings

If the operating agreement says manager-managed but Articles of Organization say member-managed, the inconsistency creates ambiguity. Align the two.

FAQ

Common questions.

Do I need an operating agreement for a single-member LLC?
Not required by most states. But strongly recommended: strengthens the liability shield, satisfies bank account requirements, addresses succession on owner death.
Can I write it myself or do I need a lawyer?
For straightforward single-member or simple multi-member LLCs, templates work well. For LLCs with significant assets, multiple members, special allocations, or complex governance, an attorney should review.
How long is a typical operating agreement?
Single-member: 8-15 pages. Multi-member: 15-30 pages. Complex with buy-sell, special allocations, governance: 30-60 pages.
Does the state file it?
No. The operating agreement is an internal document, never filed with the state. The state only has Articles of Organization on file.
Can we amend it later?
Yes. Amendments require the vote threshold specified in the operating agreement (typically majority or unanimous). Amendments should be written and signed.
What if members do not sign?
Unsigned operating agreements may be unenforceable. Get signatures from all members.
Does S-Corp election change the operating agreement?
Some provisions require updating: voting must align with S-Corp single-class-of-stock rules; distributions must be proportionate to ownership.
What about manager-managed vs member-managed?
Member-managed: all members participate in day-to-day management. Manager-managed: designated managers run the business, members are more passive. Choose at formation; can change later via amendment + state filing.
Can foreign founders use the same template?
Yes, for ownership structure. Tax-related sections may need additional provisions for Form 5472 compliance and treaty considerations. Custom drafts available.
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