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New · Gusto, Rippling, Justworks partnership
7-day setup · 50 states · workers comp included

Pay your team. Stay compliant in every state.

You hire your first employee. Now you have state payroll registration, federal withholding, unemployment-insurance registration, workers comp, and quarterly Form 941. We coordinate the entire stack through our partner payroll providers so you get paid up and running in 7 business days. Every state. Every quarterly filing.

State payroll registration handledWorkers comp coordinatedQuarterly Form 941 filedYear-end W-2 + W-3
50 states supported via partners Multi-state hiring in 5 days PEO option available
How it works

How it works 7 business days to first payroll run.

We register, partner runs, we monitor.

1

Tell us your situation

Number of employees, states they live in, hourly or salary. Free assessment in 2 minutes.

2

We register + onboard

State payroll accounts opened, UI accounts opened, workers comp policy quoted. Partner payroll provider takes over operations.

3

Partner runs payroll

Bi-weekly or monthly payroll runs through partner (Gusto, Rippling, or Justworks based on your fit).

4

Quarterly + annual filing

Form 941, Form 940, SUI / SUTA, W-2 + W-3 year-end. Handled by partner; we track deadlines and route updates.

What we'll set up for you

A clean handoff, in four steps.

You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.

01 · Name + Brand

A name that's actually available.

Real-time check against the state register, USPTO trademark database, and matching domains.

02 · State filing

Filed with the Secretary of State.

We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.

03 · Federal IDs

EIN + the right tax setup.

Federal Employer ID with the IRS, plus state tax accounts when your business needs them.

04 · Stay compliant

Registered Agent + deadline tracking.

Your agent on file in every state, with every renewal and annual report tracked in one calendar.

Pricing

Payroll pricing through partner providers.

Pricing reflects partner cost. File.Business is your coordinator + compliance layer.

Solo + contractors

$40/mo
Single-member LLC paying yourself plus 1099 contractors. No W-2 employees.
  • Self-employment payroll
  • Contractor 1099 filing
  • Year-end W-2 if applicable
  • Quarterly estimated tax reminders

Team · 11-50

$149/mo + $10/employee
Growing teams with multi-state employees.
  • Everything in Team
  • Dedicated HR specialist
  • 401(k) coordination
  • PEO option available
  • Org-chart + offer-letter tools
FAQ

About payroll.

Who actually runs payroll?
Partner payroll providers (Gusto, Rippling, or Justworks depending on your team size and complexity). File.Business handles the surrounding compliance work.
What about workers comp?
Required in every state except Texas. We connect you to partner insurance brokers (typically through our partnership with Next Insurance or Coverwallet) for the right policy.
Can I hire across multiple states?
Yes. Multi-state hiring requires payroll registration in each state. We handle the registrations and add the employee to payroll in 5 business days per new state.
What about international contractors?
Contractors in other countries: yes, through partner payroll via Deel or similar. International employees (foreign-country payroll): not currently supported through this service.
What is a PEO?
Professional Employer Organization. A PEO co-employs your team for HR and benefits, letting small businesses access enterprise-grade benefits. Available on the Team 11-50 tier.
Can my employees access pay stubs?
Yes. Partner payroll providers (Gusto, Rippling, Justworks) all have employee self-service portals with pay stubs, W-2s, tax forms.
7-day setup

Get your first employee paid in 7 business days.

Free assessment in 2 minutes. We tell you state-by-state requirements, expected costs, and exact timeline.

Why File.Business

Premium compliance, no service-fee markup.

Trust you can verify

SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.

A compliance partner, not a transaction

Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.

Premium experience competitors cannot match

Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.

Start your business in the next 5 minutes.

No state-fee markup. Pay only the state fee. 60-day money-back guarantee.

No state-fee markup 60-day money-back Cancel anytime