Get E&O insurance. Covers professional mistakes.
Professional liability (E&O) insurance covers claims that your professional services caused financial harm to a client: a consulting recommendation that did not work, a software bug that caused data loss, a design that did not meet specs. GL does not cover professional services; you need separate E&O. We compare quotes from 25+ specialty carriers for your specific service category.
How we handle Professional Liability, end-to-end.
Professional liability (E&O) insurance covers claims that your professional services caused financial harm to a client: a consulting recommendation that did not work, a software bug that caused data loss, a design that did not meet specs.
Service category
We identify your service category: tech (SaaS, IT services), professional services (consulting, accounting), creative (design, marketing), advisory (financial, business consulting). Each has different carriers and rates.
Quote comparison
We submit to 25+ E&O carriers and return the top 3-5 options. Tech E&O often bundled with cyber liability; advisory E&O may include defense costs inside or outside limits (matters for severity).
Coverage selection
Standard $1M per claim / $1M aggregate. Higher limits for B2B SaaS, regulated industries. Choice between defense costs inside (eat into limits) or outside (additional).
Bind + certificate
Bind with chosen carrier. Certificate issued for clients requiring proof of E&O.
A clean handoff, in four steps.
You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.
A name that's actually available.
Real-time check against the state register, USPTO trademark database, and matching domains.
Filed with the Secretary of State.
We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.
EIN + the right tax setup.
Federal Employer ID with the IRS, plus state tax accounts when your business needs them.
Registered Agent + deadline tracking.
Your agent on file in every state, with every renewal and annual report tracked in one calendar.
Transparent professional liability pricing.
Government fees pass through at cost. No upsells.
Standard quote
Quote from 25+ carriers free. You pick a carrier and bind. Annual premium varies by service category: $500-$2,500/yr small consultancy; $1,500-$10,000/yr small SaaS; $3,000+/yr advisory or regulated.
Get startedTech E&O + Cyber bundle
For SaaS and tech businesses: bundled E&O and cyber liability coverage from carriers like Coalition or Vouch. Single carrier, single policy.
Get startedMulti-line broker
We act as your full insurance broker: E&O, GL, cyber, D&O, key person. One point of contact, coordinated renewals, claim support.
Get startedAbout the Professional Liability (E&O) Insurance Service.
Do I need E&O?
What is claims-made vs. occurrence?
What is a retroactive date?
Does E&O cover cyber breaches?
What is tail coverage?
How much E&O do I need?
Recommended add-ons
Most customers add these to keep their business compliant year-round.
Premium compliance, no service-fee markup.
Trust you can verify
SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.
A compliance partner, not a transaction
Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.
Premium experience competitors cannot match
Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.