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Real Estate
One LLC per property · asset isolation

Form a property holding LLC. One LLC per property.

Smart real estate investors hold each rental property in its own LLC. Asset isolation: if one property is sued, only that property's LLC is exposed. Tax flexibility: pass-through to owner with optional S-Corp election. Common pattern: each property owned by a single-member LLC; all LLCs owned by a single holding LLC or holding entity. We form the LLC, draft the operating agreement, transfer the deed, and obtain the EIN.

All 50 states + DC 60-day money-back SOC 2 Type II
How it works

How we handle Property Holding LLC, end-to-end.

Smart real estate investors hold each rental property in its own LLC.

1

State selection

Form the LLC in the state where the property is located (or you may face foreign qualification requirements). Some investors form a holding LLC in DE, WY, or NV for asset protection benefits.

2

LLC formation

We file Articles of Organization with the state, draft single-asset operating agreement, file BOI report with FinCEN, obtain EIN. Standard formation timeline (1-5 business days).

3

Deed transfer

Transfer property from individual ownership to the LLC by quitclaim deed (most common) or warranty deed. We coordinate drafting, notarization, and county recording.

4

Bank account + property management

Open dedicated bank account in the LLC's name. All rent, expenses, and reserves flow through the LLC. Property management contracts (if applicable) signed by the LLC.

What we'll set up for you

A clean handoff, in four steps.

You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.

01 · Name + Brand

A name that's actually available.

Real-time check against the state register, USPTO trademark database, and matching domains.

02 · State filing

Filed with the Secretary of State.

We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.

03 · Federal IDs

EIN + the right tax setup.

Federal Employer ID with the IRS, plus state tax accounts when your business needs them.

04 · Stay compliant

Registered Agent + deadline tracking.

Your agent on file in every state, with every renewal and annual report tracked in one calendar.

Pricing

Transparent property holding llc pricing.

Government fees pass through at cost. No upsells.

Portfolio (3-10 LLCs)

$1499
Coordinated formation for portfolio.

3-10 property holding LLCs formed simultaneously with a parent holding LLC structure. Coordinated EINs, BOI reports, and deed transfers. Best for active real estate investors.

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Series LLC (TX)

$999
Texas series LLC structure.

Texas series LLC: one entity, multiple property series. Single filing fee and BOI but isolated liability per series. Texas-specific structure. We file the master LLC and document the series.

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FAQ

About the Property Holding LLC Service.

Why one LLC per property?
Asset isolation. If a tenant at property A sues, only the LLC owning property A is exposed. Properties B, C, D in separate LLCs are protected. With all properties in one LLC, all are exposed.
Will my lender allow the transfer?
Most mortgages have a due-on-sale clause technically triggered by transfer. In practice, most lenders do not invoke it for transfer to a wholly-owned LLC of the same borrower. Risk is non-zero; we help evaluate.
What about the property tax reassessment?
Varies by state. CA (Prop 13): transfers to LLCs owned by the same individual often qualify for parent-child or proportional ownership exemptions. Other states generally do not reassess for LLC transfers. We flag tax issues.
Do I need separate bank accounts?
Yes. Each LLC needs its own bank account. Co-mingling funds (paying personal expenses from LLC account or vice versa) can pierce the corporate veil and destroy asset protection.
What about the Texas series LLC?
Texas allows series LLCs: one entity, multiple property series. Single state filing, single EIN, but isolated liability per series. Cheaper than multiple separate LLCs. Other states (DE, NV, IL, OK, AL) also allow series LLCs.
Should I use Wyoming or Delaware for the holding LLC?
Common for high-net-worth investors. Wyoming offers strong asset protection and anonymous LLC structures. Delaware is the standard for sophisticated entities but does not offer the anonymity. We model the trade-offs based on your situation.
Why File.Business

Premium compliance, no service-fee markup.

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SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.

A compliance partner, not a transaction

Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.

Premium experience competitors cannot match

Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.

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