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Why File Business · File.Business

Why File.Business.

The honest version. $0 service fee is the entry; the operating system behind it is the reason 220,000+ founders stay.

$0
Free
formation service
51
Jurisdictions
filed in-house
220K+
Businesses
formed since launch
4.9★
Rating
8,200+ verified reviews
SOC 2 Type II · 2025 report 4.9 · 8,200+ reviews E&O Insured · carrier on request 51 Jurisdictions 220,000+ Formed
See disclosures + carrier names →
$0Service feeState fees at cost
600+Content pagesDeeper than competitors
8CalculatorsFree + interactive
25Form buildersFree, no signup
283Glossary termsWith examples

Five reasons founders choose us.

$0 service fee. Honestly.

Most competitors charge $39-$500. We charge $0. State fees passed through at cost. No upsells on every screen. Pricing on pricing.html - nothing hidden.

Operating system, not formation-only

Formation gets you the entity. We give you what comes next: BOI, banking, books, contracts, compliance tracking, tax CPAs, IP filings, all in one platform.

Partner network, not in-house only

Specialty CPAs for international tax. Specialty attorneys for patents. Brokers for insurance. We match you to the right expert; no generic call center.

Restricted industries policy

We do not service cannabis, adult-content, or firearms businesses. Explicit AUP. Honest about who we serve and who we do not.

Content depth as moat

600+ pages of guides. 283-term glossary with real examples. 8 interactive calculators. 25 free legal form builders. The deepest free resource library in the category.

Ready to start?

$0 service fee. 60-day money-back. Cancel anytime.

Frequently asked questions

What makes File.Business different from LegalZoom or ZenBusiness?

$0 service fee on formation, free year-1 registered agent, and the full operating system included (BOI tracking, annual reports, compliance calendar). Competitors charge for these separately.

Is the $0 service fee a teaser?

No. The $0 service fee is permanent on our Starter plan. State filing fees are passed through at cost. Pro tier ($19/mo) adds compliance automation; Premier ($49/mo) adds same-day formation.

Do you offer the same privacy as Northwest Registered Agent?

Yes. Our registered agent service shields your personal address from public state filings the same way Northwest's does. The privacy mechanic is identical.

How fast can I form an LLC with File.Business?

Same-day formation in Delaware, Wyoming, Nevada, Florida, and Texas. Most other states process in 5-15 business days.

Is File.Business a law firm?

No. We're a business operating system, not a law firm. For specific legal advice, our partner attorney network is available on-demand.

0
businesses formed
since 2017
0
average rating
from 8,200+ reviews
0
US states + DC
covered
$0
service fee
for formation

Real outcomes from real founders

Composite stories from 220,000+ businesses we have helped form and operate since 2017. Names changed; outcomes are typical.

$129/yr Compliance Annual Filings · penalty-free

On the $129/yr Compliance Annual Filings plan, we cover state late fees.

When you autofile your annual report through the $129/yr plan and we miss the deadline, we pay the state's late fee. The guarantee applies to that specific plan and the filings it includes. Other File.Business services are billed at the prices on this page.

See compliance plans →
File.Business is a private business filing and compliance service. We are not a government agency and are not affiliated with any Secretary of State office. You may file directly with the appropriate state agency. SOC 2 Type II audited. 220,000+ businesses formed since 2017.
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