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Comparison: EIN application, 2026
vs Legalzoom · same service, lower fees

LegalZoom vs File.Business: EIN application

Choosing between LegalZoom and File.Business for EIN application? Here's the honest comparison. LegalZoom typically charges $249 for entry-level service plus higher renewal fees. File.Business charges $0 service fee and uses transparent pass-through state fees.

Ein Application comparison at a glance

ItemLegalZoomFile.Business
Entry-level price$249$0
Ein Application service fee$249+$0
RA renewal fee (year 2+)$159/yr$99/yr
Penalty-free guaranteeNoYes
Compliance calendarPartial / add-onIncluded with Pro
SOC 2 certifiedVariesYes (Type II)
Founded19992017

Where LegalZoom wins

Oldest brand, large law firm partnerships.

Where File.Business wins

  • Lower total cost. Expensive add-ons, opaque pricing, slow customer service adds up over years.
  • Modern platform. Mobile app, public API, document vault, integrations built in.
  • Penalty-free guarantee. If we miss a state deadline, we cover the late fee.
  • Ein Application included on Pro. We do not bill EIN application separately.
  • $0 service fee always. The state fee is your only formation cost.

3-year total cost (sample comparison)

For a single-state LLC over 3 years (formation + 2 RA renewals + annual reports):

  • LegalZoom: $667 (entry-level + 2 RA renewals + state fees)
  • File.Business: $298 (RA free year 1, $99/yr after + state fees)
  • You save: $369 over 3 years

Migration playbook: switch from LegalZoom to File.Business

We make the switch easy. Steps:

  1. Sign up for File.Business and choose your service plan.
  2. We file a change of registered agent with your state (free in year 1).
  3. We pull your filings from LegalZoom and add them to your document vault.
  4. Your compliance calendar starts tracking deadlines automatically.
  5. Cancel your LegalZoom subscription with the cost savings.
Switch from LegalZoom

FAQ: LegalZoom vs File.Business for EIN application

Is File.Business cheaper than LegalZoom for EIN application?

Yes. LegalZoom typically charges $249 for entry-level service plus higher renewal fees. We charge $0 service fee and $99/year RA after year 1.

Can I switch from LegalZoom to File.Business mid-year?

Yes. We file a change of registered agent for your entity and import your existing records. No interruption to your business.

Does LegalZoom have anything File.Business does not?

Oldest brand, large law firm partnerships. We address these gaps through our partner network.

What is the catch with $0 formation at File.Business?

No catch. We make money on optional add-ons (banking referral fees, partner attorney referrals, premium tiers) which you do not need to use to get value.

Why File.Business

Premium compliance, no service-fee markup.

Trust you can verify

SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.

A compliance partner, not a transaction

Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.

Premium experience competitors cannot match

Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.

Start your business in the next 5 minutes.

No state-fee markup. Pay only the state fee. 60-day money-back guarantee.

No state-fee markup 60-day money-back Cancel anytime
$0 + state feeStart my business