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UCC & Search
6 services · same-day · all 51 jurisdictions

Lien filings and searches. Same day. All jurisdictions.

Secured creditors file UCC-1s to perfect liens. Buyers, lenders, and lawyers run UCC, tax lien, judgment lien, and bankruptcy searches as part of due diligence. Litigators e-file court documents. All of it has strict deadlines and strict format requirements. We do the back-office work same day so the deal closes on time.

All 50 states + DC 60-day money-back SOC 2 Type II
Why our search service

Lien filings and searches that close on time. Same day.

Same-day delivery

Filings and searches submitted same business day if received by 3pm ET. Filing receipts and search reports back by close of business.

All 51 jurisdictions

All 50 states + DC for UCC. PACER for federal courts. State court e-filing systems for state litigation. Certified mail backup for courts without e-file.

Due-diligence packages

Bundled UCC + federal tax lien + judgment lien + bankruptcy in one package for M&A and major lender DD. Saves time and money vs. ordering separately.

Format pre-check

Filing format errors are the #1 reason for rejection. We pre-check before submission so rejections do not reset the deadline clock.

Multi-state coordination

Multi-state UCC searches, multi-county judgment lien searches, multi-jurisdiction litigation filings - coordinated as one workflow.

Volume pricing for lenders

Commercial lenders, factors, and leasing companies running searches at volume get $39-$99 per search above the volume thresholds. API integration for direct system feed.

FAQ

About UCC & Search.

What is the difference between UCC and tax lien?
UCC: secured-creditor interest in personal property from a loan or sale. Filed with state SOS. Tax lien: IRS or state revenue department claim on debtor's property for unpaid taxes. Filed with state SOS or county recorder. Different filings, different uses.
What is included in a due-diligence package?
Our complete DD package: UCC search, federal tax lien search, state tax lien search, judgment lien search, bankruptcy search. Multi-jurisdiction coverage. Required for M&A, major lender underwriting, real estate purchase due diligence.
How fast can you turn around a search?
Same business day if received by 3pm ET. Electronic searches (UCC, PACER) return within hours. Manual searches (county recorder, older systems) take a full business day.
Do I get the raw documents?
Search reports are summary documents listing active filings with key details. Order specific documents (UCC-1 financing statement copy, NFTL copy, court complaint) as add-ons. Bankruptcy document order: $19 per document via PACER.
What about international jurisdictions?
We cover US states and DC. International filings (Canadian PPSA, UK Companies House charges) are out of scope. For those we refer to an international agent.
Can lenders integrate with API?
Yes. For commercial lenders, factors, and leasing companies with high search volume, we offer API integration to feed search requests directly from your underwriting or loan management system. Available above $50K annual spending.
Why File.Business

Premium compliance, no service-fee markup.

Trust you can verify

SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.

A compliance partner, not a transaction

Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.

Premium experience competitors cannot match

Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.

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